Rare Opportunity - WATERFRONT Property with 2 HOMES on a HILL! Breathtaking Sunrises and immaculately maintained grounds and Landscaping. Almost 4 Acres of peace and tranquility surrounded by nature at it's best. Main House is a 2 Bedroom / 2 Bath with a screened porch on the back that is perfect for early morning coffee watching the Sunrise over the Lake. The Garage/ Workshop is just steps away from the back door with under cover parking for vehicles and all your toys. Three sheds are on the property with enough storage for everything. There is a second Home that is a 2 Bedroom / 1 bath ready for a full renovation or replace with a new one. The Second Home has it's own address as well as separate Electrical meter, well and Septic. It is a 14 ft by 50 ft Singlewide Manufactured Home with views of the Lake. A/C for main house was replaced in 2019.
The whole property is fenced with gates at each home and a Floating Dock on the Lake as well as a large chicken coop for fresh eggs everyday. Put this one on your list of MUST SEE!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,760 | $399,760 | $399,760 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $70 | $70 | $70 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,429 | $2,394 | $3,159 |
Total Monthly Payment | $2,574 | $2,539 | $3,304 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.