Experience the masterful blend of maintenance-free living with the privacy of a single-family home in this two bedroom + den and two bath residence situated on a corner lot. Palm Lakes is a gated community of single story, free-standing homes with low monthly dues. Perfect as a primary or secondary home. Make an entrance on the pavered walkway with enhanced landscaping to the foyer to find the split plan guest quarters for excellent privacy. Splendid great room floor plan perfect for entertaining including dining area, eat-in kitchen with generous breakfast bar, granite counters and newer stainless appliances (refrigerator 2024). Roomy primary bedroom offers access through sliders to the screened lanai offering a wonderful and private place to unwind and enjoy the fresh air. Let’s not forget the bonus den that could be easily converted to a third bedroom. You are sure to enjoy the convenience of the dedicated laundry room and roomy two car garage. New flooring, new hot water heater and new exterior paint ensuring peace of mind for years to come (Barrel Tile Roof 19 yo & HVAC 8 yo). The open design of this home boasts stunning new luxury vinyl flooring, hardwood (guest) and ceramic tile (kitchen & baths) requiring effortless maintenance and excellent for those sandy feet. This home offers high ceilings, beautiful custom architectural features that include arches, columns, recessed lighting, palladian windows and art niche foyer walls. Palm Lakes offers a community pool, playground and clubhouse with pool table & kitchen. There’s even a generator at the clubhouse. The low maintenance fees include lawn maintenance, exterior painting and pest control. This prime location affords convenient access to all cultural venues, dining, retail, golf, excellent schools and world-class powdery sand Gulf beaches. You are sure to find this tranquil oasis the place for great memories to be made.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$439,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,200 | $351,200 | $351,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.297% | 5.530% |
Monthly Tax Payment | $170 | $170 | $170 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,220 | $2,134 | $2,823 |
Total Monthly Payment | $2,465 | $2,379 | $3,068 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.