One or more photo(s) has been virtually staged. Why wait for new construction when you can move into this never lived in home with a ton of upgrades featuring an extended driveway for all those large vehicles, a cozy front porch, an upgraded security system for your safety, an audio system up and downstairs excellent feature for guests and owners a like, a Brita Water filtration system, porcelain tile in the common area and laminate flooring in the bedrooms. The gourmet kitchen is a chef's delight, featuring, level four Sonoma cabinets, a farm style sink, a very large island with bar seating for casual dining and entertaining, soft close drawers, top of the line range and refrigerator, large pantry, and stainless steel energy efficient appliances with a custom backsplash. The primary suite is a true retreat, with a calming pond view, dual vanities, a rain-shower shower head, upgraded tile in the shower, two walk-in closets and a convenient linen closet. Included is a brand new washer and dryer in the inside downstairs laundry room with a sink and plenty of storage for maximum accessibility. The property features a bonus room upstairs that has it's own air unit with a full bath, walk in closet, Berber carpet, and audio system great for a fifth bedroom or a media room. Open up your three collapsible sliding doors to expand your room to a covered and screened in porch. Outside there are multiple Magnolia trees, Christmas palms, an Oak and alluring landscape with a sprinkler system in place for long lasting up keep. The community offers a large clubhouse, pool, park, and trails just a few steps from the home. Conveniently close to I-4 for work commute, Gemini Springs State park, the Central Florida Zoo, downtown Debary, and minutes away from Orlando and the Volusia county beaches. Don't miss out on this meticulous put together home. This house comes with a locked in REDUCED RATE as low as 6. 875 (APR 7. 16) as of 11/14/2024 through List & Lock™. This is a seller paid rate-buydown that reduces the buyer’s interest rate and monthly payment. Terms apply, see disclosures for more information.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $475,920 | $475,920 | $475,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $304 | $304 | $304 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,206 | $3,163 | $4,014 |
Total Monthly Payment | $3,602 | $3,559 | $4,410 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.