One or more photo(s) has been virtually staged. Great price improvement on this condo with magnificent ocean views! 7-day vacation rentals permitted. Luxurious, spacious, first floor 3-bedroom, 3-bathroom end unit condo. Healthy HOA reserves offer financial peace of mind – see attachment. Enjoy the ultimate in beachside relaxation in this meticulously maintained condominium at Oceanside on the beautiful north end of Flagler Beach. Oceanside is well known as the very best condominium community in all of Flagler Beach. Your beach access offers a private walk-over just steps from your large, covered patio. A lovely, heated pool and spa features an expansive deck space. Intracoastal Waterway access is available from the kayak launch. Walking in from the covered entry, ocean views and natural light flood the open living space. Subtle beach tones in the travertine floor tiles and paint set a coastal mood. Ten-foot ceilings and crown moldings, custom plantation shutters and designer-style gold lighting fixtures add contemporary elegance. A large kitchen features solid wood cabinetry and granite countertops with a breakfast bar. Stainless-steel appliances include a built-in wall microwave and oven. The adjacent dining nook offers space for a large dining table and the wet bar with wine refrigerator is perfect for entertaining. The primary bedroom features ocean views and luxury vinyl plank flooring. A jetted soaking tub, walk-in tiled shower, private water closet, dual vanity and large walk-in closet complete the master suite. The split floor plan offers 2 additional bedrooms, each with a full bath, providing privacy and comfort for family and visitors. A laundry room with ample storage, countertops and utility sink complete the unit. This well insulated condo with hurricane impact glass provides security and energy efficiency. 2 designated parking spots plus locked storage are in the garage below. This community is pet friendly, allowing 2 pets per unit. Washington Oaks Gardens State Park, Marineland, a boat launch and many other parks and trails offer recreation. Downtown Flagler Beach invites to you walk, bike or drive under a mile and easily stroll to the dozens of unique eateries and shops, the beachside boardwalk and pier. Palm Coast offers shopping and services in a concentrated district just a short drive over the bridge. Daytona Beach is a 23-mile drive south, with an International Airport, more shopping and all the excitement that Daytona Beach is famous for. Historic St. Augustine is a stunningly beautiful 30-mile drive north on A1A, through the Matanzas Inlet area and beachside towns along the way. Make this wonderful condo your home and enjoy all that this amazing coastal area offers.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $398 | $398 | $398 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,720 | $3,717 | $4,795 |
Total Monthly Payment | $4,210 | $4,207 | $5,285 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.