100% Financing Available *Seller is offering a home warranty at full price offer with American Home shield *
Price Improvement! Custom built home!!!! 4 bedrooms and 3 full baths. New roof installed May 2024! Situated near Lake Lizzie Preserve and Harmony, this home is a must-see! It features a living room and an open, spacious kitchen with a large island and a nook. The laundry closet is located in the walk-way between the garage and kitchen. The primary bedroom is on the first floor with a master bathroom that features a garden tub, dual sinks, private toilet and walk in shower. Upstairs above the garage is a versatile 12x20 bonus room with a full bath, perfect as a fourth bedroom, man cave, exercise room, or office. Additionally, a den on the main floor can be converted into a fifth bedroom if needed. The property boasts beautiful details throughout, a bright and airy atmosphere, and a two-car garage, all on a Half Acre lot. A large 24x36 shop in the backyard features a 240-amp service and roll-down door that offers ample space for work or storage. Plus, there's NO HOA!! This lovely home offers everything a family could desire and more. Don't miss this opportunity!
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Our Executive Mortgage Banker:
Our Insurance Division:
$530,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $424,000 | $424,000 | $424,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $271 | $271 | $271 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,821 | $2,818 | $3,576 |
Total Monthly Payment | $3,184 | $3,181 | $3,939 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.