470 Regal Downs Circle, Winter Garden, FL, 34787 | $585,000

First-Time Homebuyers - Special Financing Available
Potentially ZERO down payment options available to help make homeownership a reality! Other financing programs with low down payments and great rates are also offered!

A Rare Find!
This unique, large flag lot with no rear neighbors and an extra-long driveway is a GEM! If you're tired of living close to others, this spacious home offers privacy, including a fenced backyard. The exterior features a beautiful paver deck and a 24ft high-quality above-ground pool, complete with a 25-year warranty, new pump, and liner (2023).

Fantastic Community & Location:
Enjoy a community playground and tot lot, plus it's close to top-rated schools. The home is just blocks from the vibrant Winter Garden Village, where you can enjoy entertainment, events, and a weekly Farmers Market.

Move-In Ready:
This well-maintained Fairfax Model home boasts new upgrades throughout, including upgraded kitchen counters, extra large center island, a new farm sink, and brand-new Whirlpool stainless-steel appliances. The upstairs bedrooms have been upgraded with luxury vinyl flooring.

Home Features:

4 Bedrooms, 3 Full Baths
Cozy gas-burning fireplace
Elegant Staircase
Master bath with jetted luxury tub
Whole house water softener
Laundry shoot
Soundproof, crash-resistant windows (new in 2018)
New HVAC (2021)
Roof replaced (2017)
Whole-house security system (Frontpoint)
Paid solar panels for low electric bills, including a separate solar system for a 120-gallon water heater.

Privacy and Convenience:
Enjoy the privacy of this unique lot, with easy access to major expressways and close proximity to Lake Apopka and the West Orange Trail. Minutes from Orlando, Disney Springs, SeaWorld, International Drive, and other Central Florida attractions.

This home is ready for the right family—schedule your showing today!

Features

  • Rooms: 13
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Laundry Chute, Other
  • Style: Patio
  • Year Built: 2001
  • Garage: 2-car
  • Heating: Electric, Solar
  • Cooling: Central Air
  • Approx Sq. Feet: 2,316
  • Acreage: 0.32
  • Est. Taxes: $1,682
  • HOA Fee: $60 Monthly
  • Lot Desc: Flag Lot
  • High School: West Orange High
  • Pool: Above Ground
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Solar Hot Water Owned, Washer, Water Filtration System
  • MLS#: O6217239
  • Days on Market: 182 days
  • Website: https://www.raveis.com
    /prop/O6217239/470regaldownscircle_wintergarden_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/10/2025 1:38:21 AM)
Listing courtesy of EXP Realty LLC   Phone: 888-883-8509

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

470 Regal Downs Circle, Winter Garden, FL, 34787

$585,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $468,000 $468,000 $468,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 7.125% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.330% 7.295% 6.538%
Monthly Tax Payment $140 $140 $140
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,114 $3,153 $4,013
Total Monthly Payment $3,346 $3,385 $4,245

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.