Welcome to this charming New Construction 2-bedroom, 2-bathroom custom home by Colour Homes. Offering 884 square feet of modern living space on a generous 6, 970 square foot lot it exudes cozy comfort. Surrounded by well-established trees, this residence features a contemporary design with crisp white walls and a sleek kitchen. A cozy reading nook with a view and skylights that bring in the blue sky and natural light enhance the inviting atmosphere. Small, bright, and ideal for rentals, this home is walking distance to the new First Coast Technical College presenting an excellent investment opportunity. This home boasts a long-lasting metal roof, durable exterior siding, 2x6 studs, and spray foam insulation. Inside, the style and quality continue with modern clean lines, smooth walls and ceilings, wood soft-close cabinets, quartz countertops, LVP flooring, and tile in the bathrooms. The primary bedroom easily accommodates a king bed and includes a walk-in closet. The second bedroom features a built-in single bed, desk, and shelving. The kitchen includes stainless steel appliances, and ceiling fans are installed in each room. Located on E Manson Road in the up-and-coming rural town of Hastings, you'll enjoy a tranquil setting while still being close to the amenities of St. Augustine and having easy access to I-95. With no HOA or CDD, you'll have the freedom to enjoy your property without additional fees. Zoned Residential General 2 (RG-2) and is eligible for 0% down USDA financing. Additionally, the builder is selling 5 other homes on the same road, making it an ideal option for those looking to expand their real estate portfolio in this growing area. Don't miss out on this fantastic opportunity in Hastings!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $203,999 | $203,999 | $203,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $20 | $20 | $20 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,240 | $1,240 | $1,612 |
Total Monthly Payment | $1,335 | $1,335 | $1,707 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.