Location, Location, Location - High & Dry - Helene & Milton were no match for this new construction home. Brand new, 2024 custom home featuring 3 beds, 2 baths and 2 car garage. The 1, 600 square foot floor plan is the perfect size for a homestead or rental investment property (AIRBNB/short term/mid term rentals allowed). This well constructed home is extremely energy efficient; featuring spray foam insulation and PGT impact resistant windows and doors. NO FLOOD INSURANCE required in this X FLOOD ZONE location. The open concept floor plan has soaring, vaulted ceilings, and a separate dining space. The kitchen island has a breakfast bar and is the center gathering point for the home. The kitchen includes a brand new wifi, convection oven, vented microwave, shaker style cabinets and granite counters. The laundry room is located inside the home between the kitchen and garage making it the perfect mud room. The builder has installed window blinds, fans and lighting fixtures so the home is move-in ready. The split floor plan provides privacy for the primary bedroom. The primary bedroom has a private bathroom that features a walk-in floor to ceiling tiled shower, light and bright cabinetry with granite counters. The primary bedroom also has a large walk in closet and an additional second closet. The second and third bedrooms are large with good size closets for storage. The guest bathroom features a shower and tub combination with a spacious granite topped vanity. A large sliding door leads out from the living room to a covered patio that could be screened or incorporated into a pool cage. The lot has room for a pool, but should be confirmed with Charlotte County. The color scheme in the home is neutral to coordinate with any decorating style. The street has many new homes, has no through traffic and is very quiet. The home's location is close to shopping and 10 minutes to the beach.
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Our Executive Mortgage Banker:
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$345,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $276,000 | $276,000 | $276,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $40 | $40 | $40 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,836 | $1,834 | $2,366 |
Total Monthly Payment | $1,951 | $1,949 | $2,481 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.