Welcome to this STUNNING 3-Bedroom, 2. 5-Bath home with a BONUS LOFT (Opt’l 4th BR) in the highly sought-after Victoria Trails community in Victoria Park! SELLER OFFERING $5000 to BUYERS toward their closing costs &/or prepaid items! This immaculate 6-year young property features VOLUME 9-Ft CEILINGS, an open floor plan, and an abundance of natural light, creating a bright and inviting atmosphere throughout. As you approach the home, you’ll be greeted by a charming BRICK-PAVED DRIVEWAY & WALKWAY. Step inside to find a functional foyer with a convenient drop zone for backpacks, coats, hats and keys. The spacious great room seamlessly flows into the kitchen and dining area, highlighted by numerous recessed lights and elegant pendant lighting. The KITCHEN is a CHEF'S DELIGHT, featuring STAINLESS STEEL appliances, a BRAND-NEW DISHWASHER, a GAS RANGE, a spacious, GRANITE-COVERED CENTER ISLAND with MATCHING KITCHEN COUNTERTOPS, 42-inch WOOD CABINETRY, and a WALK-IN PANTRY! Sliding doors lead to a FABULOUS OUTDOOR LIVING SPACE starting with a 14x10 ft COVERED & BRICK-PAVED PATIO, perfect for outdoor entertaining! This area includes a wooden privacy wall with a mounted TV and a barbecue area. There’s an ADDITIONAL ADJACENT open 16x17-ft brick-paved patio perfect for a fire pit. A beautiful WOODEN PLAYSET is perfect for your little ones. All this is framed by a FULLY-FENCED BACKYARD overlooking a tall tree canopy; LARGE Protocarpus HEDGES on BOTH SIDES give you ADDITIONAL PRIVACY and TRANQUILITY! Upstairs, you’ll find a SPACIOUS LOFT that could be converted into an optional 4TH Bedroom, along with the primary bedroom and two additional generously sized bedrooms. The FULL BATH upstairs features TALL CABINETRY and SILESTONE COUNTERS. The laundry room is equipped with a stackable full-size washer and dryer and provides ample storage space. The Primary Bedroom is a true retreat with a walk-in closet and an UPGRADED ENSUITE BATH. The ensuite includes TALL CABINETRY, DUAL SINKS with vanity areas, SILESTONE COUNTERS, a separate shower, and a private water closet. Victoria Park offers RESORT-STYLE AMENITIES, including TWO SWIMMING POOLS, TWO FITNESS CENTERS, FOUR TENNIS COURTS, BRAND NEW PICKELBALL COURTS, walking and biking trails, a playground, and an aquatic center in one of the pool areas! In addition, there’s the option to join the Victoria Hills Golf Club & Clubhouse for more enjoyment! The community is conveniently located just five minutes from Downtown Deland, Stetson University, and I-4, & provides easy access to the beaches in 30 minutes & to the Orlando Parks and Attractions in an hour. Delightful Deland was recently named one of the TOP 10 DOWNTOWNS in the Nation! You’ll also find a local Publix, Starbucks, and numerous restaurants and shops just five minutes away as well as Victoria Medical Park & Village Center! The low HOA fee includes cable, internet, reclaimed irrigation water for your lawn, and access to all the community amenities, making it an ideal place to enjoy a vibrant and active lifestyle. This home is in PRISTINE CONDITION, is MOVE-IN READY and offers a perfect blend of comfort and style in a desirable location. Don’t miss the opportunity to make this beautiful property your new home!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $430 | $430 | $430 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,072 | $2,021 | $2,552 |
Total Monthly Payment | $2,577 | $2,526 | $3,057 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.