Located just minutes from the highly rated beaches of Treasure Island, this Sun Ketch II condo looks out to the pond in the back. ALL LIVING AREA IS ON THE SECOND FLOOR WHICH DID NOT SUFFER FLOOD DAMAGE IN RECENT STORMS. With a screened in balcony opening with sliding doors from the living room and primary bedroom, it’s the perfect place to relax and feel the breeze while enjoying the pond view. The freshly painted living space is all on the second level with its welcoming, open floor plan including soaring vaulted ceilings with skylights as well as crown molding in the living and dining area. It is delightfully bright throughout thanks to the natural light sweeping through the large windows and sliding door. Open floor plan includes the kitchen with a breakfast bar granite counter looking into the living/dining area fitted with additional cabinets. Kitchen is highlighted with updated cabinets and stainless steel appliances. The primary bedroom has an ensuite bath with shower, walk-in closet and a sliding door opening to the balcony. The split bedroom plan allows for privacy with the guest bedroom and bath as well as a hall closet for the washer dryer on the other side of the condo. Both bedrooms have new carpeting while the kitchen and living area is ceramic tile. One of the best features is the impressive 3+ car garage with plenty of space for parking for your cars, kayaks, bicycles and more while still leaving room for storage. The roof and skylights were done in 2021 and the exterior painting of the building in 2022. Step out from the garage to the open patio to cookout or relax on your outdoor furniture. Just a short walk away is the large heated pool complete with a deck with lounges, covered area with tables and chairs and restrooms. Ideal as your vacation or year-round home and easily rented with a 30-day minimum rental no more than 6 times a year. You can even bring 1 dog up to 30 lbs. and 2 cats. The monthly condo fee takes care of the community pool and pool maintenance, basic cable TV, internet, water, trash and sewer, exterior maintenance of the building and grounds, escrow reserves, master insurance and association management. In nearby Roselli Park you will find pickleball, tennis courts, a playground, ball field, a dog park, half court for basketball and shuffleboard. Treasure Island and the south beaches have so much to offer from fine dining to the local music scene, to Johns Pass Village to name a few experiences you will love. Or head out to St. Petersburg with its vibrant downtown area and Tampa Bay waterfront where you can enjoy a wide variety of experiences including professional sports, museums, entertainment and more. Easy driving to Tampa and St. Pete-Clearwater International airports for your travels.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $327,920 | $327,920 | $327,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.616% | 7.055% | 6.256% |
Monthly Tax Payment | $358 | $358 | $358 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,209 | $2,154 | $2,765 |
Total Monthly Payment | $2,642 | $2,587 | $3,198 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.