Sellers will consider OWNER financing with acceptable offer. Seller willing to leave most FURNITURE. CUSTOM BUILT OVERSIZED TOWNHOUSE overlooking a quiet finger of beautiful clear water spring fed LAKE MAMIE. Built by Baldauff Construction, relaying quality from top to bottom. COURTYARD townhouse in beautiful Trails West with 4 bedrooms, 3 full baths, and 2 car oversized Garage. Inviting entry Foyer flows to the Formal Dining room, ideal for hosting dinner parties or family gatherings. The REMODELED Kitchen is light and bright with white cabinets and pull-out shelving, lighting above and below upper cabinets, granite counters and large pantry. Breakfast nook overlooks a courtyard entrance. The inside laundry room is 12x6 with extra cabinets. Spacious LIVING room has a gorgeous wood built wet bar and gas fireplace perfect for entertaining. In-ground LP tank for the fireplace is owned by the seller. Just off the living room is the Florida room/Sun porch/Artist studio with lots of natural light overlooking the lake. First Floor offers a 2nd Primary Suite with full bath featuring antique dresser vanity. Owners currently use this as a TV Viewing Room. Upstairs are 2 comfortably sized guest bedrooms. Hall bath with tub shower combination and beautiful antique vanity. Also, upstairs is the true PRIMARY bedroom with en-suite bath. This enormous space offers room for seating area, multiple closets, huge linen closet, spacious vanity with double sinks, lots of storage, garden tub and walk-in shower. Primary bedroom also has a private screen enclosed porch overlooking the water. Perfect layout for multi-generational family. Other features include crown molding, surround sound equipment that conveys for enjoying music in the house and courtyard. Oversized garage 28x22 with finished floors, door opener and Workshop area. NEWER ROOF 2021, 2 Newer HVAC units 2016 and 2018. Spend your weekends at the pool or tennis courts, not mowing the lawn! HOA fees include yard maintenance and irrigation. Quick access from Hwy 11 to Daytona Beach or Ormond Beach. Mere minutes to a local grocery store and drug store. 6 Miles to Downtown Deland, a vibrant community home to Restaurants, Stores, and the Museum of Art. Schedule your private showing today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $256 | $256 | $256 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,128 | $2,126 | $2,698 |
Total Monthly Payment | $2,459 | $2,457 | $3,029 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.