Under contract-accepting backup offers. PENDING STATUS - ACCEPTING BACKUP ORDERS.
Discover this stunning 4-bedroom, 3-bathroom, storm-ready house with an assumable mortgage at a low 3. 625 interest rate in the sought-after Lake Nona South neighborhood in the charming city of Saint Cloud, FL! By assuming this mortgage, you can reduce your monthly mortgage payment by over $1, 200. This is an amazing opportunity that you shouldn't miss out on!
Nestled in the beautiful community of Wiregrass, you can enjoy resort-style pool amenities, a playground area, and scenic walking trails. However, its greatest allure lies in its strategic location. Zoned for the top-rated schools of Osceola County, including the new K8 "Voyager" school in the Sunbridge area, this property is also surrounded by exciting developments set to transform the area within the next two years.
Inside, you'll find an inviting open-concept layout blending the living room and kitchen, three full bathrooms adorned with high-quality quartz and marble finishes, sleek dark fixtures and doors, and a host of modern details that elevate its appeal. The meticulously landscaped garden creates a welcoming and picturesque ambiance. Moreover, this residence comes fully equipped with top-of-the-line appliances, including a refrigerator, stove, microwave oven, dishwasher, washer, and dryer. Three decorative kitchen pendant lights and ceiling fans are also included. The house already has gutters and a water softener system installed. But that's not all; this home boasts a solar panel and energy storage system fully transferable to the new owner, ensuring energy efficiency and substantial long-term savings. This presents a unique opportunity to enjoy a life of luxury and convenience in the heart of a thriving community.
Don't miss out on this exceptional offering! Contact me today to schedule a viewing and make this dream home yours.
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Our Executive Mortgage Banker:
Our Insurance Division:
$448,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $358,400 | $358,400 | $358,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $362 | $362 | $362 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,384 | $2,354 | $3,022 |
Total Monthly Payment | $2,821 | $2,791 | $3,459 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.