14542 120th AVENUE, Largo, FL, 33774 | $520,000

One or more photo(s) has been virtually staged. All offers are welcomed!!! Nestled just 5 minutes from the tranquil shores of Indian Rocks Beach, this home offers an ideal coastal retreat outside of any flood zones. The house withstood the recent hurricanes without experiencing any flooding. Boasting a split floor plan with 3 bedrooms and 2 bathrooms, the property seamlessly blends modern updates with timeless charm. Recently appraised, the home features brand new luxury vinyl flooring, updated bathrooms with quartz countertops, and a newly renovated. Abundant living space flows effortlessly to a paved patio with a built-in outdoor grill, perfect for alfresco dining and entertaining. Equipped to withstand the elements, the home's impact-resistant windows, 8-year-old roof, and backup generator hookup provide peace of mind. With no rental restrictions, this property also presents an excellent investment opportunity for short-term rentals or a forever home with room to add personal touches. Centrally located between two waterfront parks, you'll find the George C. McGough Nature Park, known as Turtle Park, with its nature center housing live animal exhibits and hands-on activities for children. Explore the butterfly garden, or visit John R. Bonner Park on the Great Florida Birding Trail to drop your kayak in and navigate through the mangroves. The Largo Intercoastal Marina is nearby to store your boat. The Yellow Banks Grove neighborhood is convenient to everything you need to enjoy the Florida lifestyle Don't miss your chance to experience coastal living at its finest - schedule a showing today!

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 70 x 110
  • Laundry: Inside, Laundry Closet
  • Year Built: 1958
  • Garage: 1-car Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,654
  • Acreage: 0.18
  • Lot Size: 70 x 110
  • Est. Taxes: $4,960
  • Lot Desc: City Lot, Landscaped, Near Public Transit
  • Elem. School: Anona Elementary-PN
  • Middle School: Seminole Middle-PN
  • High School: Largo High-PN
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Range, Refrigerator
  • MLS#: U8248233
  • Days on Market: 136 days
  • Website: https://www.raveis.com
    /prop/U8248233/14542120thavenue_largo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/4/2024 3:36:49 AM)
Listing courtesy of BULLARD REALTY   Phone: 727-576-6424

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

14542 120th AVENUE, Largo, FL, 33774

$520,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $416,000 $416,000 $416,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.300% 6.802% 5.990%
Monthly Tax Payment $413 $413 $413
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,698 $2,664 $3,455
Total Monthly Payment $3,203 $3,169 $3,960

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.