One or more photo(s) has been virtually staged. All offers are welcomed!!! Nestled just 5 minutes from the tranquil shores of Indian Rocks Beach, this home offers an ideal coastal retreat outside of any flood zones. The house withstood the recent hurricanes without experiencing any flooding. Boasting a split floor plan with 3 bedrooms and 2 bathrooms, the property seamlessly blends modern updates with timeless charm. Recently appraised, the home features brand new luxury vinyl flooring, updated bathrooms with quartz countertops, and a newly renovated. Abundant living space flows effortlessly to a paved patio with a built-in outdoor grill, perfect for alfresco dining and entertaining. Equipped to withstand the elements, the home's impact-resistant windows, 8-year-old roof, and backup generator hookup provide peace of mind. With no rental restrictions, this property also presents an excellent investment opportunity for short-term rentals or a forever home with room to add personal touches. Centrally located between two waterfront parks, you'll find the George C. McGough Nature Park, known as Turtle Park, with its nature center housing live animal exhibits and hands-on activities for children. Explore the butterfly garden, or visit John R. Bonner Park on the Great Florida Birding Trail to drop your kayak in and navigate through the mangroves. The Largo Intercoastal Marina is nearby to store your boat. The Yellow Banks Grove neighborhood is convenient to everything you need to enjoy the Florida lifestyle Don't miss your chance to experience coastal living at its finest - schedule a showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$520,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $416,000 | $416,000 | $416,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.802% | 5.990% |
Monthly Tax Payment | $413 | $413 | $413 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,698 | $2,664 | $3,455 |
Total Monthly Payment | $3,203 | $3,169 | $3,960 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.