BRAND NEW ROOF & NEW Spectacular Screened Lanai add to the STUNNING CURB APPEAL of this High & Dry LAKE JOVITA home! Striking Stack stone Front Exterior accented by the tasteful exterior paint, mature landscape and inviting front porch, make this St Martin III, 3 bedroom, 2. 5 bath plan with 3 car side entry garage home stand out! Double glass entry doors welcome you into the Foyer with Wood-look plank Porcelain Tile floors! Once inside this OPEN floorplan, notice the Cathedral ceiling and wall of glass doors to let in the natural light. Peaked archway & Stately Columns usher you into to the Flex space/Formal Dining/Office area adding architectural interest to this updated home. Sliding doors OPEN to extend your entertaining space with brick pavers in the $30k extended screened lanai where you can relax, unwind and take in the park side views, with no homes behind. Gourmet Kitchen boasts generous custom cabinets, Granite counters, contrasting center island, updated Stainless Appliances and interior paint for a classic feel! Bay window breakfast nook with plantation shutters and screened lanai access. Cathedral ceiling in lanai frames the foliage in the backyard with a great space to BBQ, sit around the firepit or just relax on your screened lanai. OVER $60, 000 in Upgraded features in this well maintained home including a 2021 AC 14 Seer ($8k) with air treatment system, ceramic Tile floors, Plantation shutters, updated Light fixtures, ceiling fans, faucets, door levers, hinges and doorstops have been replaced with oil rubbed bronze finish, cabinets refinished, raised commodes, shelving in closets and plush carpet in bedrooms. Accent Barn door added between Primary bedroom & bath ensuite and surround sound system, just to name a few. Owners retreat is SPACIOUS with sitting area at one end making a great reading nook, or home office overlooking the park! Bath Ensuite boasts soaking tub, glass block walk in shower, updated fixtures and finishes, specialty showerhead and walk in closets with organizers. Quaint ½ bath with pedestal sink, metal lighting and mirror is sure to impress, just across from Flex space which has double doors and makes a great office, now set up as a guest bedroom with custom metal cornice! Secondary bedroom and bath are on a private wing on opposite side of the home for a 3 way split bedroom plan. Interior Laundry room with utility sink cabinet, clothes hanging area and storage cabinets above washer/dryer is just off the 3 car garage which features epoxy floor, garage door openers & Sprinkler system, with exit door to side yard. Mature landscaped lot with roses, flowering hibiscus bushes alongside of home with three large magnolias offering privacy in the large backyard. Great location with no rear neighbors and easy access to the walking trail and amenities in Parkside…open greenspace sports area, fitness stations, dog parks, tennis court, basketball, pickleball, covered picnic area and playground included in Quarterly HOA fee. Several OPTIONAL memberships available for Golf, Tennis, Fitness, Swimming pool and Social membership with Lake Jovita Golf & Country Club. Located just a few miles off Interstate, North of Tampa, one exit from Premium outlets, Wiregrass Mall, Wesley Chapel hospital, restaurants & new shoppes at the Grove and Krate, close to the Epperson & Mirada Tropical Lagoons & Historic Dade City! Enjoy Living in the Hills of East Pasco in this Man Guard Gated Golf Community of Lake Jovita. CALL TODAY!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $574 | $574 | $574 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,416 | $3,456 | $4,385 |
Total Monthly Payment | $4,082 | $4,122 | $5,051 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.