PRICE IMPROVED!! Wonderful Colonial nestled in the desirable heart of the city of Newburgh is a perfect blend of easy living, easy commuting and impeccable condition for the selective buyer! This unique home was built in 2008 with style and has been lovingly maintained throughout the years to keep "that new feeling"! You will be more than impressed with this amazing home from the moment you enter the newer front porch~ The welcoming oversized foyer is perfect for dropping your coats, shoes and keys, and seamlessly flows to an inviting spacious kitchen with cherry cabinetry, SS appliances & large island. . perfect for entertaining and room for "extra cooks" in the kitchen! An ample sized living room adjoins and provides access to the oversized deck and level back yard for outside pleasures~ The lovely powder room is conveniently located near the staircase in the front hallway~ Upstairs you will love all the space with a spacious primary ensuite privately tucked away on one end . . . A unique landing space offers additional space for creative souls to utilize. . . storage closet, and a hallway lead to 2nd full bathroom and 2 nice sized additional bedrooms~ Laundry upstairs is another wonderful feature to make life easier! You will love the gleaming hardwood floors throughout, huge basement for storage, Central AC, one car garage and more. . . All this and walking distance to Beautiful Historic Downing Park, 10 minutes to Metro North, plus shopping, Casino, amazing river front restaurants and more all at your finger tips! This is truly the home you have been waiting for. . . Freshly painted throughout too! This is a great alternative to a condo or rental lifestyle. . . Just move in and enjoy this treasure, and all that the wonderful city of Newburgh offers!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $744 | $744 | $744 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,996 | $1,994 | $2,572 |
Total Monthly Payment | $2,815 | $2,813 | $3,391 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.