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25 Worthington Drive W, Carmel (Kent), NY, 10512 | $359,999
Discover your dream home in this delightful 2 bedroom 1 bath gem with exclusive rights to serene Lake Carmel. As you enter, you are greeted by the large, bright and airy living room. The kitchen, is complete with brand new stainless steel appliances that makes cooking a joy. In addition to the updated kitchen, there is durable and elegant vinyl flooring throughout the entire first floor. As you make your way upstairs, you'll notice how bright and airy it is, thanks to new skylights. The bathroom vanity was also updated as well, making it sleek and modern. Enjoy your morning coffee or afternoon wine on your wrap around deck, that is right off the oversized master bedroom and overlooks your own personal koi pond. High efficiency heating and cooling systems were recently installed, so you're able to stay comfortable all year round while saving on energy costs. There have been a host of new updates some of which are: roof, gutters, a new washer and dryer, a new 40 Gallon heater, fascia, wood retaining wall, attic door, pond equipment, French drain, attic foam insulation, and retaining stone wall. For those who are looking for an easy commute into the city, Brewster train station is a short distance away. Schedule your tour today! This home will not last!! STAR discount is $1142.
Features
- Town: Carmel
- Rooms: 5
- Bedrooms: 2
- Baths: 1 full
- Style: Contemporary
- Year Built: 1980
- Garage: 3-car Detached
- Heating: Propane, Baseboard
- Basement: None
- Approx Sq. Feet: 1,020
- Acreage: 0.09
- Est. Taxes: $8,548
- Lot Desc: Near Public Transit
- Water Front: Yes
- Elem. School: Kent Primary School
- Middle School: George Fischer Middle School
- High School: Carmel High School
- School District: Carmel
- Appliances: Cooktop, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Stainless Steel Appliance(s)
- MLS#: H6321183
- Days on Market: 26 days
- Website: https://www.raveis.com
/prop/H6321183/25worthingtondrivew_carmel_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
25 Worthington Drive W, Carmel (Kent), NY, 10512
$359,999
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $287,999 | $287,999 | $287,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
| Monthly Tax Payment | $712 | $712 | $712 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,750 | $1,725 | $2,276 |
| Total Monthly Payment | $2,537 | $2,512 | $3,063 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535