This exquisite 4/2/2 can be your home with the absolute best location in a gated, 55+ community located in the Horse Capital of the World,
Ocala, Florida. Sought after Stone Creek by Dell Webb Community is your perfect paradise for enjoying the 18-hole championship golf course, resort-style pool, clubhouse, state of the art fitness center, spa, community gardens, dog parks, a myriad of game courts and activities with a lifestyle director on staff. Our luxurious Summerwood model is a versatile one-story floorplan with open concept modern design which features a large kitchen island overlooking the bright, inviting gathering room, making everyday living and entertaining a breeze. Upon entering the grand foyer area the view is mesmerizing as your eyes are drawn to the unrestricted view through the gathering room, screened lanai and on out to the fenced rear yard and lush pastures beyond, where you will occasionally see a very calm group of cows grazing in the distance. A mature Crepe Myrtle tree accents the lovely rear yard where the Sellers have also established a stone patio perfect for your outdoor grill. Back inside, you will notice the attention to detail, including the 17" porcelain floor tile, plank flooring, (no carpet), granite counter tops, top-of-the-line stainless steel appliances and the very pleasing designer paint colors throughout. The interior of this home was transformed in 2023 with the installation of crown molding in all four bedrooms, the bathrooms, gathering room, kitchen, hallway, foyer, and the laundry room. Additionally, the foyer and arched entrance into the gathering room were enhanced with decorative trim and wainscoting, which was carried on over to accentuate the kitchen island as well. The split floorplan affords privacy for all with three guest bedrooms, (or two guest bedrooms and an office if you desire), and a spa like guest bathroom at the front of the house and the primary suite located at the rear of the house. A large double window affording views of the lush rear yard and fields beyond, (no neighbors behind the house), and the tray ceiling add to the ambiance of the primary suite. The relaxing environment of the primary ensuite bath includes a clear story window, luxurious his and her sinks, a separate dressing table, linen closet, walk-in closet and a private water closet room. Additionally, there is a large interior domestic suite and the Whirlpool washer/dryer, new as of February 2024, with top rated features, shall convey. Lots of recent upgrades have been done that will please any discerning and punctilious Buyer: new dining area and kitchen nook chandeliers, kitchen island pendant light covers, extra quiet ceiling fans, dimmer switches, motion light sensors, a Ring Doorbell installed and solar security lights were added in the rear yard. The 2-car garage includes overhead mounted storage racks that would satisfy any neat-nick's desire to be organized, a 50 AMP RV Outlet and a new LG Refrigerator for storing extra drinks to stay hydrated with your friends after a round of golf. The garage floor has an epoxy coating making it easy to clean and resistant to staining. Interested in more information? Please reach out for our full color brochure and video tour/photos.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $390,000 | $390,000 | $390,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $219 | $219 | $219 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,595 | $2,592 | $3,289 |
Total Monthly Payment | $2,889 | $2,886 | $3,583 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.