NO BRIDGES OUT, This 2003 built 4/2/2 SALTWATERFRONT gem in Harbor Heights boasts over 2300 square feet and DOES NOT require FLOOD INSURANCE, NO HOA or DEED RESTRICTIONS! NEW ROOF 2022! Located on a quiet street on the outskirts of Deep Creek, this spacious home has wonderful curb appeal, FENCED YARD, EXTRA LONG DRIVEWAY, a convenient shed and fishing dock on a wide saltwater canal with quick open water access to the bay and Charlotte Harbor. Greeted with mature landscaping, screened entry way with rich double front doors, its vaulted ceilings , decorator plant shelves and abundant natural light from the sunburst windows makes this split floorpan most inviting. With two separate living rooms plus full diningroom connecting pocketing sliders out to a fully screened lanai overlooking San Marco Canal. Large kitchen has ample cabinets, convenient breakfast bar, full pantry plus a pass thru to the patio, entertaining made easy. The master bedroom also has private patio access, ensuite master bath with lovely garden tub, dual sinks, ornate glass block accents and full walk in closet. Other 3 guest suites are spacious and also have a convenient full bath. Yes, of course there is also another half bath, pool bath for added luxury. Inside laundry room, BRAND NEW ROOF, hurricane shutters, concrete seawall, plus ROOM FOR A POOL. Close to specialty dining, boutique shopping , Pg airport, Sunseeker resort, historic walking downtown of Punta Gorda and hospitals, this location is wonderful. Plus the Charlotte Harbor Water Association has recently upgraded the community's water distribution system with new piping at no expense to property owners conveniently located just a mile from the newly renovated 8 ACRE HARBOR HEIGHTS PARK. The park is maintained by Charlotte County and fully accessible to residents and includes a PUBLIC BOAT RAMP, bbq areas, playground, day docks, pavilion, basketball and shuffleboard courts, as well as lighted tennis and pickleball courts, horseshoe pits, and a butterfly garden. The boat ramp offers access to the Peace River, Blueway Trails, Charlotte Harbor, and the Gulf of Mexico! Location, amenities, serenity and a big SALTWATERFRONT home holds the keys to your Florida dream come true. . . DONT DELAY, make your appointment to see this fantastic home today!
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Our Executive Mortgage Banker:
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$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $329 | $329 | $329 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,395 | $2,393 | $3,036 |
Total Monthly Payment | $2,799 | $2,797 | $3,440 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.