Great 4 bedroom, 4 bath home with a finished walk-out basement! The home if full of custom details with a beautiful fireplace and built ins in the formal living room. The home also has a separate family room with a 1/2 bath and pellet stove great as guest quarters with a bedroom above, bonus room and full bath. The center of the home is a dining room leading to the deck and the kitchen. There is a spacious primary bedroom, full bath and a second bedroom or office on the opposite end of the home. Downstairs in the full walkout basement with a lot of room for all that you need. A craft room, bedrooms, possible apartment. There is a detached garage with storage above. Enjoy the nice yard with plenty of space to garden, a fire pit, play yard and a patio. Come and take a look at what this great property has to offer.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,200 | $271,200 | $271,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $524 | $524 | $524 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,827 | $1,802 | $2,287 |
Total Monthly Payment | $2,426 | $2,401 | $2,886 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.