One or more photo(s) has been virtually staged. GREAT PRICE REDUCTION! The seller is offering five thousand in concessions for either rate buydown or adding a third bathroom (water hook-up has already been installed, just need to add toilet/vanity). Discover your dream home in the heart of South Lakeland, near Lakeland Highlands and Lake Miriam! This stunning 3-bedroom, 2-bathroom residence with an additional bonus room offers a generous 1, 830-square-foot living space, perfect for families and entertaining guests. The bonus room can be a home office, den, or guest accommodation. The gourmet kitchen (fully renovated in 2017) boasts an island with granite countertops, crown molding, and stainless steel appliances. The open floor plan seamlessly connects the living, dining, and kitchen areas, creating an ideal space for hosting gatherings. The house features elegant wood plank ceramic tiles throughout, adding a touch of sophistication to the interiors. Step outside to enjoy the beautiful in-ground pool covered by an Enclosure/Lanai, ensuring low maintenance and year-round enjoyment.
Additional amenities include a two-car garage with a well-maintained driveway, additional concrete parking space for a boat or RV, a laundry room with water hookups for potential conversion to an extra bathroom, and lush landscaping featuring fruit trees. The property also boasts a brand-new fence, ensuring privacy and security. The home is equipped with an efficient HVAC system installed in 2011, an updated electrical panel from 2018, and a new roof also installed in 2018. The owner has a VA loan that is assumable.
Located at 4702 Kimball Ct W, this property offers easy access to the Polk Parkway (ensuring an easy commute to Orlando or Tampa), shopping, restaurants, schools, churches, and the Cleveland Heights Golf Course. No HOA! Don't miss the opportunity to own this beautiful home in a prime location!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $327,996 | $327,996 | $327,996 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $467 | $467 | $467 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,046 | $1,993 | $2,592 |
Total Monthly Payment | $2,588 | $2,535 | $3,134 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.