WOW. . Huge Price enhancement. . . . Welcome to this beautiful ranch in Middlefield at 198 Ross Road! This three-bedroom, one-and-a-half-bath ranch home sits on a quiet street. The home has been transformed into a move-in-ready, one-floor living gem. Kitchen: Walk in and see the beautiful new kitchen with new cabinets, granite counters, tiled backsplash, and new appliances. Living/Dining Room: The living/dining room is open with plenty of space for everyone. The fireplace is the perfect spot to gather and enjoy the holidays in your new home. Bathrooms: New bathrooms and updates make this a truly move-in-ready home. Exterior: New roof, siding, and newer windows make this a no-upkeep gem. Deck & Backyard: There's room for everyone on the new back deck overlooking the beautiful backyard. The inviting backyard is complete with a shed that can be used as a workshop, yoga studio, or for summer enjoyment and necessary storage. There's plenty of space for everything here, including some gardening on this spacious lot measuring 0. 49 acres. Back inside, all of the rooms are filled with loads of natural light. With easy access to Routes 91 or 9 via Route 66, you can enjoy this serene, country setting, knowing New Haven or Hartford is a simple commute away. Welcome to Middlefield, WELCOME HOME!
Type | Level |
---|---|
Bedroom 1 | Main |
Bedroom 2 | Main |
Dining Room | Main |
Full Bath | Main |
Half Bath | Main |
Kitchen | Main |
Living Room | Main |
Primary Bedroom | Main |
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $328,000 | $328,000 | $328,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $416 | $416 | $416 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,182 | $2,155 | $2,766 |
Total Monthly Payment | $2,673 | $2,646 | $3,257 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.