TURNKEY 2 bed, 2 bath with a Carport, Enclosed Florida Room, Covered Outdoor Porch plus 3 areas that currently provide plenty of storage or can be your opportunity to expand! This unique home has attractive linoleum flooring with a chevron pattern in the main area, a wood plank look in the bedrooms and a fun black and white checkerboard design in the guest bath. The open and spilt floor plan makes it feel even more spacious while providing separation to guests. The stunning black and white kitchen includes stainless steel appliances, plenty of cabinetry, a bar area, a pantry and beadboard backsplash. The spacious master (12. 2x13. 6) includes a large closet and the updated en-suite has a walk-in shower while the guest bathroom offers a tub/shower combination. The Florida room is quite large (19. 9x9. 9) and provides tons of natural light with ceramic tile flooring, ceiling fan, an electric fireplace and a portable AC Unit. Adjacent to this room is a spacious (11. 5x9. 10) outdoor Covered Porch providing even more space for entertaining and relaxing. The indoor laundry and storage areas are directly off of the carport. There is a roof over on the main part of the home and the HVAC was rebuilt in 2019. *****The HOA fee for this Community is Only $40. 25 and the residents have so much to do! There is a boat dock, a fishing pier, an indoor and outdoor pool, billiards room, poker tables, ping pong table, library, 2 different storage areas (small separate annual fee), a stage and more! Yes, you read the HOA correctly - Only $40. 25 per month! Let’s not forget the food trucks they bring in 1-2 times per week and the Wednesday morning breakfasts, etc. This home is priced to sell so Please call today and become the newest resident of this Fantastic Community on Lake Frances before it’s too late.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $134,800 | $134,800 | $134,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $163 | $163 | $163 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $897 | $896 | $1,137 |
Total Monthly Payment | $1,135 | $1,134 | $1,375 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.