Welcome to this charming single-family home located in the heart of Bayside, within the coveted School District 26. Situated on a spacious 4, 000 sq ft lot, this 2. 5-level home plus basement offers a blend of classic charm and modern convenience. The first floor features a thoughtfully designed layout, including a welcoming living room with a cozy fireplace, a formal dining room perfect for gatherings, and an L-shaped kitchen with a skylight window that fills the space with natural light. A convenient half bathroom is also on this level. The kitchen has direct access to the backyard, ideal for outdoor entertaining. On the second floor, you'll find two generously sized bedrooms, a smaller room perfect for an office or nursery, and ample closet space. The walk-up attic, boasting a 12-foot ceiling, offers the potential for an additional bedroom and includes a large storage closet. Outside, the property includes a three-car driveway and a standard-sized garage. This home is centrally located, just steps away from Bell Blvd, where you can enjoy a variety of restaurants, shops, and banks. With close proximity to the LIRR, you'll have easy access to Manhattan and Long Island, making this location both convenient and desirable. Don't miss out on the opportunity to make this Bayside gem your own!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,099,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $879,200 | $879,200 | $879,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $706 | $706 | $706 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $4,992 | $5,485 | $7,360 |
Total Monthly Payment | $5,823 | $6,316 | $8,191 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.