Step into the potential of city bliss with this spacious studio apartment, ideally situated in a highly desirable neighborhood. Tucked away in a tranquil area known for its peaceful vibe and friendly community, this studio offers a perfect blend of quiet retreat and city convenience. This expansive studio provides ample room for your imagination to run wild. Picture an open, airy layout where you can create the perfect living and working environment. While the apartment could use a touch of TLC, it's a canvas waiting for your personal touch. Imagine transforming this space into your dream studio, with modern finishes and personalized decor that reflect your unique style. Relish the convenience of being close to urban amenities while enjoying the serenity of a peaceful neighborhood. Whether it's a morning jog in the nearby parks, a coffee run to the local cafes, or exploring nearby attractions, everything is within easy reach. Priced affordably and with low maintenance, this studio apartment offers a fantastic opportunity to invest in a space with immense potential. It's an ideal choice for those looking to craft a cozy, stylish living area without breaking the bank.
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Our Executive Mortgage Banker:
Our Insurance Division:
$180,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $144,000 | $144,000 | $144,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $982 | $957 | $1,214 |
Total Monthly Payment | $1,057 | $1,032 | $1,289 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.