Under contract-accepting backup offers. Charming, updated and meticulously maintained 3-bedroom, 2 bath split bedroom home in a quiet Oakhurst neighborhood close to everything. This home is truly in move-in condition. The beach is only 4-5 minutes away, but this home is in a non-evac zone, so is high and dry - no flood insurance required. The sellers don’t know of any water incursion to the home ever, and there definitely hasn’t been ant water incursion during the hurricanes in the past 3-4 years. But Milton uprooted the oak trees in the back yard – so now the back yard is a blank slate and there is room for a pool, garden, play area, or?? Enjoy the quiet, energy efficiency and comfort of NEW PGT IMPACT WINDOWS (2023) and impact doors while saving significantly on insurance and electricity. As you step inside, you're greeted by an extra-large living room/dining room combination complete with a wood-burning fireplace, perfect for entertaining. The dining room and family room feature large windows to view the private back yard, and the family room includes new custom blinds. The modern eat-in kitchen is adjacent to the family room and features Amish-made maple soft-close shaker cabinets, quartz countertops, a new GE self-cleaning range with convection and air fryer modes and a new GE microwave, (2023), plus a large PANTRY. The large primary suite easily holds a king-sized bed, nightstands and dresser, and includes HIS AND HERS WALK-IN CLOSETS. The ensuite primary bathroom was recently remodeled and features a large walk-in shower, spacious Amish custom cabinets and quartz countertops with dual sinks. There is a private office off the primary bedroom which could also be used as a nursery, hobby room, additional closet or private retreat. THE BIG-TICKET ITEMS HAVE ALL BEEN COMPLETED IN THE PAST 3-5 YEARS: impact windows and doors, new exterior paint and upgraded 200A electrical panel, GE range and microwave in 2023; new vinyl fencing, gutters with leaf guards, water softener and purification system, washer and dryer, roof, garage door and wi-fi opener, and luxury wood-look vinyl tile, Ring security system in 2021; heat pump and hot water heater in 2019. The property also features an in-ground sprinkler system connected to a well which is on a smart wi-fi timer, providing affordable lush landscaping year-round. This house was built in 1967, underwent a major remodel/addition in 2000, and has now been updated again. The home is within walking distance to Oakhurst Elementary, one of the best elementary schools in the county; Seminole Middle and Seminole High School are also nearby. Just 30 minutes to Tampa Airport for the globe trotter or the traveling spouse. This is the well-maintained and updated home you have been looking for. This house is on a quiet street of homeowners (no renters) who take pride in their homes. The Sellers want everything to be so perfect; they have perfected anything they saw that was not just right, so buyers will have immediate pride of ownership and not have to do anything except bring furniture and personal belongings and enjoy!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $540,000 | $540,000 | $540,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $532 | $532 | $532 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,502 | $3,458 | $4,484 |
Total Monthly Payment | $4,126 | $4,082 | $5,108 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.