Under Construction. Estimated Completion by 12/31/2024 (or sooner). Special Financing Promotion with Preferred Lender. Welcome to Estate Garden at the Watergrass Community (gated)! The Key West floor plan by Bering Homes, offers so much! This BRAND NEW HOME features 10' ceilings, four bedrooms plus a bonus room with closet, two and a half bathrooms, a living room + separate family room, and a three-car garage with large lanai. All bedrooms are on the second floor, which is great for hosting gatherings. The guests stay downstairs while the private bedrooms are on a second level. The kitchen has granite countertops, white shaker style cabinets and stainless steel appliances, the flooring is Savanah Pearl Ceramic Tile with carpet in the bedrooms. The primary bedroom is huge and located on the second floor. Measuring 18' x 14' and with an additonal large walk-in closet, an en-suite bathroom with separate bathtub and walk-in shower, double sinks and a water closet. The home has a tile roof and paved driveway. This beautiful home is tucked away in the Estate Garden Subdivision within the Watergrass Community. The closest Elementary Schools are Watergrass Elementary (just a few blocks away), Innovation Preparatory Academy, Kirkland K-8 (tuition-free charter schools), Wesley Chapel Elementary School. The closest middle school is Thomas Weighman Middle School, & the nearest high schools are Kirkland Academy of Innovation High School & Wesley Chapel High School. The Watergrass Community is full of amenities. Residents can access multiple pools, including a lap pool, a splash pad, a large, covered lanai area, a clubhouse with office/meeting areas, tennis courts, basketball courts, playgrounds, & a fitness center. The Watergrass Community has a low HOA of just $150/year! This Community is just across the main road from the Epperson Crystal Lagoon, close to Publix at Innovation Springs, shopping and restaurants including KRATE (the outdoor mall), 35 minutes north of Downtown Tampa, 45 minutes from Tampa International Airport, & an hour & a half from Orlando & Walt Disney World. Schedule a private tour today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $575,992 | $575,992 | $575,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $355 | $355 | $355 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,784 | $3,828 | $4,857 |
Total Monthly Payment | $4,231 | $4,275 | $5,304 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.