Under contract-accepting backup offers. Fully renovated from top to bottom! Unique North Beach home on sought-after Beacon Street, just one block away from the beach and intracoastal waterway. The main living area is a bright and tranquil space that allows the outdoors to be the star of the show. No neighboring homes are visible from the three large living room windows—just nature. Southeastern exposure provides abundant natural light. The gem of the home is the kitchen with waterfall honed Venatino marble countertops, in-island induction range, GE Monogram under counter ice maker, fridge and wine cooler. Upgrades include tinted PGT hurricane impact windows throughout, solid core interior doors and 6” baseboards. Primary suite has access to the backyard and a light and bright bathroom with zero entry shower, Hansgrohe fixtures and honed Carrera marble double sink vanity. Special features include motorized shades from The Shade Store, Samsung The Frame TV and MushLume pendant lights. New tankless water heater and year 2022 architectural shingle roof. Exterior features include privacy hedge, outdoor shower, new paver driveway and patio, and fresh stucco and paint. Offered furnished with exclusions. Vacant lot next door is available for purchase separately.
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $413 | $413 | $413 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,253 | $4,248 | $5,390 |
Total Monthly Payment | $4,757 | $4,752 | $5,894 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.