MOTIVATED SELLER, BRING AN OFFER!Welcome to your dream beachside retreat in beautiful Flagler Beach in a NO FLOOD ZONE X! This spacious four-bedroom, four-bathroom home offers a perfect blend of luxury and coastal charm. With a bonus room and Florida room, tall ceilings, and recessed lighting, every corner exudes elegance. Step inside to discover an open floor plan adorned with tile floors on the first level and a hardwood staircase leading upstairs. Whether you're watching the sunrise from the beach, launching your kayak into Silverlake, or indulging in fishing and birdwatching along the intercoastal waterway, adventure awaits just steps from your doorstep. Two master suites beckon, each boasting private balconies with stunning ocean or waterway views. The oversized garage that is 33 ft deep with extra high ceilings is a car lovers dream, equipped with a car lift and platy of room for all your toys and tools, provides ample space for up to 5 cars. Recent upgrades including new AC units, hot water heater, induction stove top, and coach lights ensure modern comfort and style. Hugh walk-through attic with large attic space for all your storage needs! Outside, a resurfaced community pool and renovated pool house offer relaxation and entertainment options for the whole family. Plus, with a fenced-in dog run and side door doggie door, furry friends are welcome to join in the fun. Conveniently located within walking or biking distance to Flagler Beach's shops and restaurants, and just a short drive from historic Saint Augustine, Daytona Beach, and Orlando's famed attractions, this home truly embodies Florida living at its finest. With a low HOA covering lawn care and pool service, all that's left to do is bring your family and beach toys and start making memories. Don't miss your chance to experience the ultimate coastal lifestyle – schedule your private showing today!
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Our Executive Mortgage Banker:
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$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $408 | $408 | $408 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,884 | $3,884 | $5,051 |
Total Monthly Payment | $4,384 | $4,384 | $5,551 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.