BRAND NEW METAL ROOF! Neat & tidy half duplex in Islesboro neighborhood, just minutes from the beach and golf courses. With two bedrooms, a full bath and extra deep one car garage, this home offers an open living room, dining room and kitchen. This little gem sits on a oversized lot on an unopened street, allowing space to park your RV or BOAT alongside the home or in the back. No HOA! Enjoy the large back yard from the screened patio, great for sipping coffee on sunny mornings or a glass of wine in the evening shade. This great location is close enough to take in all that New Smyrna Beach has to offer, and the many shopping & dining options in Port Orange. Only 20 minutes to Daytona Beach Speedway & airport. Easy access to Orlando airports and Central Florida attractions. A great option to purchase for full time or seasonal use, or hold for solid rental income. Make your appointment to see this home today!
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $182,000 | $182,000 | $182,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,226 | $1,210 | $1,535 |
Total Monthly Payment | $1,301 | $1,285 | $1,610 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.