Charming Ranch with in-law apartment on a sprawling 1. 15 acre lot! This home welcomes you with walls of windows, creating an open and bright dining room that flows into the sunroom! The kitchen is the heart of the home with crisp white appliances and a newer dishwasher and microwave. Relax by the cozy fireplace in the spacious living room with built-in bookshelves. The first floor has a primary bedroom, a full bathroom and laundry room. Upstairs is the second bedroom with closet and additional built-in storage. The in-law apartment has a separate entrance with staircase, offering additional living space over the attached 2 car-garage. The in-law apartment is complete with a living room, kitchen, bedroom and full bathroom. Many updates include waterproof basement system with inground gutters that tie into a drainage system (2007), mini-split heat and AC unit (new 2024), roof (new 2020), new dehumidifier (2024), interior paint(2024), exterior paint(2023), Harvey vinyl windows (2007), storm doors, 200 amp electrical. Enjoy the scenic landscaping while being only minutes from the Simsbury center with shopping, parks, bike trail, library and Performing Arts Center! You'll be the perfect host for all of the outdoor gatherings on the manicured back and front lawn. The house is set back from the street, surrounded by beautiful mature trees and a babbling brook all the way to the rear of the property. The main house has oil heat, the in-law apartment has electric heat. Workbench in the garage stays, attached shed with above ground oil tank.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Wall/Wall Carpet | 11.0 x 20.0 | Upper |
Bedroom 2 | Wall/Wall Carpet | 10.0 x 12.0 | Other |
Dining Room | Ceiling Fan | 12.0 x 14.0 | Main |
Family Room | Wall/Wall Carpet | 12.0 x 12.0 | Other |
Full Bath | Tub w/Shower,Tile Floor | Main | |
Full Bath | Stall Shower | Other | |
Kitchen | Pantry | 10.0 x 12.0 | Other |
Living Room | Built-Ins,Fireplace | 16.0 x 23.0 | Main |
Primary Bedroom | Wall/Wall Carpet | 10.0 x 15.0 | Main |
Sun Room | Built-Ins,Ceiling Fan,Wall/Wall Carpet | 10.0 x 14.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $524 | $524 | $524 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,823 | $1,823 | $2,371 |
Total Monthly Payment | $2,422 | $2,422 | $2,970 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.