Welcome to your dream home! This stunning extended 4 bedroom, 2. 5 bath residence is a perfect blend of modern upgrades and cozy charm. Step inside to discover beautiful wood floors, complimented by an updated eat-in kitchen with younger stainless steel appliances. The home boasts Anderson or Marvin windows, a newer above ground 275 gallon Roth fiberglass oil tank, a laundry room with a 3 year old washer and dryer for your convenience. Indulge in the luxurious jacuzzi tub in the main bath. Step outside to relax on the composite decking on either the front porch or rear patio, which are perfect for entertaining or enjoying quiet evenings. The yard is fully fenced in. Enjoy peace of mind with a rebuilt chimney and a 2 year old roof with a transferable warranty. Take advantage of the 3 year old asphalt large driveway with plenty of parking. Tesla Solar panels make this home energy efficient (transferrable 10 year lease agreement). Situated in a prime location, minutes to major highways, shopping, recreation, transportation historic Stony Brook Village and University, don't miss your chance to make this home yours!
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Our Executive Mortgage Banker:
Our Insurance Division:
$559,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $447,200 | $447,200 | $447,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $758 | $758 | $758 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,975 | $2,972 | $3,834 |
Total Monthly Payment | $3,825 | $3,822 | $4,684 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.