Welcome to your dream home in the highly sought-after Bloomingdale community, with no HOA fees, no CDD, and exceptional amenities create a perfect living environment. This prime location offers unmatched convenience, with the YMCA and various community parks and playgrounds just minutes away, making it ideal for staying active and enjoying the outdoors. Golf enthusiasts will appreciate the community's golf course, providing endless opportunities for tee-time adventures. Pride of ownership is evident from the moment you arrive. This home features a desirable 4-bedroom, 3-bathroom split floor plan with an office, offering ample space and privacy for the entire family. The expansive great room and dining area greet you with breathtaking views of the pool, beautifully accented by sleek, updated flooring. The kitchen is a chef's delight, boasting granite countertops, above and below cabinet lighting, two porcelain sinks, bar seating, and porcelain tile floors for easy cleaning. Designed for hosting gatherings and events, this kitchen truly is the heart of the home. The office, complete with built-in shelves and elegant French doors, is perfect for working from home or as a private retreat. The HUGE primary suite, a 650 sqft addition to the home, features an additional sitting area or office, power shades, custom glass window designs, French doors leading to the lanai, and a therapeutic hot tub. The en-suite bath is a luxurious escape with quartz countertops, a spacious walk-in shower, and pool access. Two additional bedrooms are generously sized and share a beautifully remodeled full bath. The fourth bedroom offers private access to the lanai and an en-suite bath, making it perfect for guests or family members seeking extra privacy. Outside, you'll discover a true oasis. The oversized covered lanai, fully screened and featuring a remodeled saltwater pool, creates an inviting space for relaxation and fun. The pool and systems were remodeled and replaced in 2020. The expansive yard includes a half basketball court or RV pad, a storage shed, and beautiful landscaping that surrounds the property. In the garage, you'll find added storage cabinets and a dedicated workshop, providing ample space for all your tools and projects. Valrico is renowned for its top-rated schools, welcoming community, and convenient access to shopping, dining, parks, and major highways. This makes it an ideal location for both families and professionals. Seize this chance to own a beautiful home in Valrico, FL, where comfort, functionality, and the Florida lifestyle await you. Don't miss the opportunity to make this stunning Bloomingdale home your own!View the home virtually with this link: my. matterport. com/show/?m=5m7ULrJsxs7&mls=1
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $431,200 | $431,200 | $431,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $243 | $243 | $243 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,869 | $2,866 | $3,697 |
Total Monthly Payment | $3,204 | $3,201 | $4,032 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.