Centrally located steps away from the heart of Downtown Kingston sits a charming and well-maintained Tudor home offering tons of character and history. Sited beautifully on a hill set back off the pavement brings you privacy and convenience. Step inside to a bright and open floor plan that flows nicely together making this the perfect setup for entertaining guests/family gatherings. The main level features a spacious living room with a cozy fireplace, dining area, eat-in kitchen with stainless steel appliances, and lovely family room that all blends nicely together. The kitchen has been tastefully updated with granite countertops, custom cabinets, newer stainless-steel appliances, and tile backsplash. The grand +/- 4, 652 sq. ft. home has a total of 6 bedrooms and 4 full bathrooms with an abundance of natural sunlight and hardwood floors throughout. Enjoy easy living with a laundry room, primary suite, bedroom, and two full bathrooms on the first floor. Elevate to the second level from the custom wood staircase featuring four more bedrooms and two full bathrooms. There is also another small room that can be used as an office/walk-in closet. Don't miss the attic that is finished with 3 additional rooms and a Juliet balcony to sit and enjoy your morning coffee on! Ample-sized rooms and a wonderful floor plan make this the perfect place to call home. The property is nicely manicured with a stone patio, screened-in gazebo, off-street parking for + 5 cars, and a three-car garage with a separate basement for additional storage. All this is within walking distance to coffee shops, local eateries, farmers market, museums, galleries, parks, marinas, the new rail trail, (hot spot Hutton Brickyard) and all that Downtown Kingstons Waterfront has to offer while just under two hours from NYC. This home is a must-see! ConstructionDescription: Wood Siding,
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $920,000 | $920,000 | $920,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $939 | $939 | $939 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,224 | $5,740 | $7,701 |
Total Monthly Payment | $6,288 | $6,804 | $8,765 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.