Welcome to 1073 Vinsetta Cir. Nestled in a serene neighborhood just off of Avalon Rd, this delightful two-story residence boasts 4 spacious bedrooms and 3. 5 bathrooms, perfect for families or those who love to entertain. As you enter, you will be greeted by the open floor plan that seamlessly connects the study, living room, and separate dining with a half bathroom. This area has the option to convert the study or living room into a bedroom suite with its own bathroom. Continuing down the hallway the home will open up into the family room and adjacent kitchen with a breakfast nook. The modern kitchen is equipped with natural gas appliances, granite countertops, and a large island, making it a wonderful place to gather with loved ones and enjoy a home cooked meal. The real highlight is the expansive lanai where you can host a dinner party for an al fresco dining experience and relaxation. Want to wind down after the party, retreat to your secluded primary suite on the first floor. Featuring a luxurious glass shower and adjoining tub with his and her vanities for ample space for you and your partner. Two walk-in closets that can become another room or office with plenty of storage space. Walk up the staircase to the second floor and you will find the study area. This is a great space for your children to do their homework or for you to use as an extra office space if you work from home. To the right of this study area are two bedrooms with a full bathroom in between them. Continuing over to the left wing there is the last bedroom and bathroom that is adjacent to the extra family room. Ideal space for a secluded mother in-law suite. Outside, the backyard offers privacy and tranquility, overlooking a serene wooded oasis. The yard provides endless possibilities for gardening, playtime, or even the addition of a pool. The real gem of this community is the close proximity to various amenities. Publix, Walgreens, shopping, and dining options like burgers, Italian, Chinese food are only minutes away. Enjoy the Florida sun with a day on the water at John’s Lake that is perfect for boating, fishing, or just relaxing after a long day. Love the vibrant atmosphere of a night out. Drive over to Downtown Winter Garden that is only 10 minutes away with fantastic restaurants and live music. If you and your family are Disney or Universal lovers the theme parks are 25 minutes away. Don’t miss the opportunity to make this lovely residence your own. Call today for your private showing.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $636,799 | $636,799 | $636,799 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $459 | $459 | $459 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,237 | $4,290 | $5,460 |
Total Monthly Payment | $4,788 | $4,841 | $6,011 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.