This charming property is peacefully tucked away the last house on a quiet dead-end street and only a hop skip and a jump to a super cute town. It's a perfect spot to be cozy at home and enjoy everything that the area has to offer. Lovingly cared for and low maintenance, the next owners will benefit from many recent upgrades, including a new roof, new 6" gutters, and new exterior paint. The spacious living room has a charming log cabin vibe and a warming pellet stove for those cold winter nights. A three bedroom with a flexible floorplan, the space is currently configured as a two bed with an open art studio. There are many ways to enjoy nature at this little oasis with a covered patio for grilling, a deck overlooking the sprawling fenced-in lawn, the Sandburg Creek meandering along the edge of the property (no flood zone!), and a veggie garden with raised beds awaiting your homesteading dreams! There is a second cottage on this property that needs a full renovation and is being sold AS-IS. Opportunities to enjoy the great outdoors abound with the nearby Neversink Unique Area, Minnewaska State Park, and the Bashakill Wildlife Preserve. The adorable hamlet of Mountaindale has a fun main street with old and new favorites like The Dale, Basbousa and Creek Bar, plus cute shops and an amazing yoga studio. Ellenville is only 17 minutes away for even more dining/shopping/entertainment options and the incredible Market on Market. Centrally located, this house is a great jumping off point for exploring all of the other great destinations towns in both Sullivan and Ulster counties, and is only 80 miles to the GWB. Agent has vested interest in the property.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$329,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,200 | $263,200 | $263,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $379 | $379 | $379 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,599 | $1,576 | $2,080 |
Total Monthly Payment | $2,053 | $2,030 | $2,534 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.