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22 Sibley Avenue, Montpelier, VT, 05602 | $299,900
On Sibley Avenue in Montpelier, this side by side duplex is a time tested design with two spacious two bedroom apartments. Unit 1 is a four room apartment with an eat in kitchen, old time walk in pantry and living room plus an enclosed from porch and covered side porch all on the main level. Upstairs two bedrooms and a bathroom. Heated with an oil hot air furnace and hot water is via a new hybrid electric hot water heater. A mini split heat pump unit also provides heat or AC. Unit 2 is larger with five rooms including a big open living and dining room with hardwood flooring, a classic kitchen. Both a side porch off the kitchen and enclosed front porch. Upstairs two bedrooms, a bathroom and storage room that accesses an enclosed second level porch. Access to the walkup attic is from this apartment. An oil steam heating system and electric hot water heater service this space. Laundry hookups are available in both units. In 2023 a new architectural shingle roof was installed. The basics are good and the location is great. The south facing site has separate driveways for each apartment. Near the Coop and recreation path and easy access to Downtown Montpelier. This home offers a wonderful opportunity to live on one side and let the rent from the adjacent apartment contribute to your cost of homeownership. Make your updates and enjoy this home for years to come.
Features
- Rooms: 9
- Bedrooms: 4
- Units: 2
- Style: Duplex
- Year Built: 1890
- Heating: Forced Air,Heat Pump,Hot Air,Steam,Mini Split
- Cooling: None,Mini Split
- Basement: Stairs - Interior,Unfinished
- Approx Sq. Feet: 2,004
- Acreage: 0.2
- Est. Taxes: $7,401
- Lot Desc: City Lot,Sidewalks,Sloping,Street Lights,Trail/Near Trail
- Elem. School: Union Elementary School
- Middle School: Main Street Middle School
- High School: Montpelier High School
- School District: Montpelier School District
- MLS#: 5008249
- Website: https://www.raveis.com
/prop/5008249/22sibleyavenue_montpelier_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/9/2024Listing courtesy of Heney Realtors - Element Real Estate (Montpelier) Phone: 802-229-0345
Listing Agent: Timothy Heney
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NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
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22 Sibley Avenue, Montpelier, VT, 05602
$299,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $239,920 | $239,920 | $239,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
| Monthly Tax Payment | $617 | $617 | $617 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,596 | $1,576 | $2,023 |
| Total Monthly Payment | $2,288 | $2,268 | $2,715 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484