Under contract-accepting backup offers. Beautiful home, move in ready!! This home shows like a model! Three car garage and extra parking outside make this home ready for all of the family and friends you will want to come and enjoy this home with you. Nice entry hall complete with decorative tile, leading into the beautiful open family room. Beautiful upgraded 42" kitchen cabinets highlight the gorgeous stone countertops and stainless steel appliances. Huge island is perfect for entertaining. Sliding doors make it easy to access the screened back porch has sun shades, that give you views of the landscaped, private, fenced back yard. Enjoy your relaxing evenings sitting under the breezy mature trees, watching the butterflies floating above the "butterfly plants". Then the sun sets, retire to your primary retreat and soak in that garden tub, separate shower, and stone countertops for his and her sinks. Large primary bedroom, allowing for privacy and quiet time. Inside laundry room. 3-Car Garage. Enjoy the community pool on hot summer days! Located in the popular Esprit community of St. Cloud, FL. , just minutes from shopping, grocery stores, gas stations, etc. everything you need for daily living. Also just a couple miles from the Florida Turnpike on-ramp at Kissimmee Park Rd.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$400,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $218 | $218 | $218 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,944 | $1,944 | $2,529 |
Total Monthly Payment | $2,237 | $2,237 | $2,822 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.