6430 Sedgeford DRIVE, Lakeland, FL, 33811 | $251,900

Move-In Ready Townhouse in Chelsea Oaks Gated Community
Discover the perfect blend of convenience and comfort in this move-in ready townhouse, situated in the desirable Chelsea Oaks gated community in South Lakeland. With easy access to I-4, you'll enjoy quick commutes to both Tampa and Orlando, making this an ideal location for busy professionals and families alike.
Step inside to an open concept living space that seamlessly connects the kitchen, dining, and living areas, perfect for entertaining and everyday living. The modern kitchen boasts stainless steel appliances, granite countertops, and elegant crown molding, providing a stylish and functional space for all your culinary adventures. A convenient half-bath on the main floor adds to the home's practicality.
Upstairs, you’ll find spacious bedrooms and well-appointed bathrooms designed for comfort and relaxation. The primary bedroom offers a peaceful retreat with ample closet space and a luxurious bathroom. Additional bedroom provides plenty of room for family, guests, or a home office.
Outside, enjoy your morning coffee on the back patio or take a leisurely walk to the community pool and gym. With lawn maintenance and all exterior included the HOA, you can spend more time enjoying the amenities and less time on upkeep. The attached single-car garage provides added convenience and storage space.
Ready for its new owner, this townhome offers a hassle-free lifestyle Conveniently located near Shepherd Road's Publix shopping center, with Walmart and the Polk Parkway just minutes away, this home offers the ideal blend of tranquility and accessibility. Schedule a private tour.

Features

  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Laundry: Inside, Laundry Closet, Upper Level
  • Style: Contemporary
  • Year Built: 2017
  • Garage: 1-car Driveway, Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,311
  • Acreage: 0.05
  • Est. Taxes: $1,890
  • HOA Fee: $340 Monthly
  • Pet Policy: Breed Restrictions
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: L4946628
  • Days on Market: 109 days
  • Website: https://www.raveis.com
    /prop/L4946628/6430sedgeforddrive_lakeland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/23/2024 1:47:08 PM)
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP   Phone: 863-701-2350

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

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Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

6430 Sedgeford DRIVE, Lakeland, FL, 33811

$251,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $201,520 $201,520 $201,520
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $158 $158 $158
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,341 $1,339 $1,728
Total Monthly Payment $1,574 $1,572 $1,961

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.