Check this out! Say hello to 210 Pelham Road Unit 4A in New Rochelle your new canvas, ready for a splash of your personality. This cozy two-bed, one-bath apartment has a beautiful layout with 950 sq ft of pure potential. Picture yourself in the spacious living room all bathed in sunlight that dances across sleek parquet floors. Thinking about whipping up some culinary magic? The kitchen's got the basics down, just waiting for you to do a modern upgrade. Plus, there's a storage unit downstairs that can be negotiated in talk about a bonus! The vibe? It's all about community here. With a gym, community room, and clubhouse in the works, it's perfect for both your workout kicks and your social fix. And yes, for the savvy investor or those in the subleasing game, this place ticks all the boxes as you can sublease immediately with board approval of course. Located next to Isaac Young Middle School and Trinity Elementary, with parks in sorruanding area and the ability to just walk to the water, and just a 30-minute Metro-North ride from the heartbeat of Manhattan. It's a fixer-upper's dream with a foundation solid enough to build your dream space in a neighborhood that's got it all. Whether you're a first-time homebuyer, a seasoned pro in real estate, or just someone who loves a good project, 210 Pelham Road Unit 4A gives you the opportunity to create something special just like the previous family did. Ready to make it yours?
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Our Executive Mortgage Banker:
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$260,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $208,000 | $208,000 | $208,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,384 | $1,382 | $1,754 |
Total Monthly Payment | $1,459 | $1,457 | $1,829 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.