210 Pelham Road, #4A, New Rochelle, NY, 10805 | $260,000

Check this out! Say hello to 210 Pelham Road Unit 4A in New Rochelle your new canvas, ready for a splash of your personality. This cozy two-bed, one-bath apartment has a beautiful layout with 950 sq ft of pure potential. Picture yourself in the spacious living room all bathed in sunlight that dances across sleek parquet floors. Thinking about whipping up some culinary magic? The kitchen's got the basics down, just waiting for you to do a modern upgrade. Plus, there's a storage unit downstairs that can be negotiated in talk about a bonus! The vibe? It's all about community here. With a gym, community room, and clubhouse in the works, it's perfect for both your workout kicks and your social fix. And yes, for the savvy investor or those in the subleasing game, this place ticks all the boxes as you can sublease immediately with board approval of course. Located next to Isaac Young Middle School and Trinity Elementary, with parks in sorruanding area and the ability to just walk to the water, and just a 30-minute Metro-North ride from the heartbeat of Manhattan. It's a fixer-upper's dream with a foundation solid enough to build your dream space in a neighborhood that's got it all. Whether you're a first-time homebuyer, a seasoned pro in real estate, or just someone who loves a good project, 210 Pelham Road Unit 4A gives you the opportunity to create something special just like the previous family did. Ready to make it yours?

Features

  • Parking: Garage, Private, Waitlist
  • Heating: Oil, Hot Water
  • Cooling: None
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: Common Area
  • Complex: The Shoreline
  • Year Built: 1950
  • Approx Sq. Feet: 950
  • Lot Desc: Near Public Transit
  • Elem. School: Trinity Elementary School
  • Middle School: Isaac E Young Middle School
  • High School: New Rochelle High School
  • School District: New Rochelle
  • Pet Policy: Cats OK
  • Appliances: Microwave, Oven, Refrigerator
  • MLS#: H6321712
  • Days on Market: 23 days
  • Website: https://www.raveis.com
    /prop/H6321712/210pelhamroad_newrochelle_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of eXp Realty   Phone: 888-2760630

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

210 Pelham Road, #4A, New Rochelle, NY, 10805

$260,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $208,000 $208,000 $208,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 5.990% 4.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.429% 6.149% 5.132%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,247 $1,246 $1,631
Total Monthly Payment $1,322 $1,321 $1,706

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.