6152 Oak Shore DRIVE, Saint Cloud, FL, 34771 | $459,900

Seller giving $10K towards buyers closing cost. This beautiful home on a 1/2 acre is located in a quiet and desirable area of St. Cloud, perfect for families seeking a peaceful
environment. Enjoy community gazebo and water access to Alligator Chain of Lakes. Only 25 minutes from Orlando Airport, VA
Hospital, Lake Nona Center. The property features the following: 2 Car Garage, 2, 226 Sq Ft of HEATED AREA 2, 838 Sq Ft of
TOTAL AREA Bedrooms: 4 bedrooms, one of the bedrooms is used as office. 2 full bathrooms, Modern kitchen with stainless steel
appliances and granite countertops, Formal dining room perfect for family dinners with sliding door open to back patio. Large
backyard with outdoor kitchen. Excellent for entertainment. Additional Features:
- Bamboo and laminated floors throughout the home - NEW AC- NEW Water Heater- Bathroom with granite countertops- Garden
Tub - separate shower with walk-in closet in Master Suite - Irrigation system

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: 100 x 220
  • Laundry: Electric Dryer Hookup, In Garage
  • Style: Contemporary
  • Year Built: 2003
  • Garage: 2-car Driveway, Garage Faces Side
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,226
  • Acreage: 0.5
  • Lot Size: 100 x 220
  • Est. Taxes: $2,819
  • HOA Fee: $450 Annually
  • Lot Desc: Cleared, Conservation Area, Landscaped, Near Marina, Oversized Lot
  • View: Trees/Woods
  • Pet Policy: Yes
  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer, Water Filtration System, Wine Refrigerator
  • MLS#: S5105773
  • Days on Market: 146 days
  • Website: https://www.raveis.com
    /prop/S5105773/6152oakshoredrive_saintcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/25/2024 5:27:09 AM)
Listing courtesy of FLORIDA REALTY RESULTS LLC   Phone: 407-343-8137

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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6152 Oak Shore DRIVE, Saint Cloud, FL, 34771

$459,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $367,920 $367,920 $367,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $235 $235 $235
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,448 $2,445 $3,155
Total Monthly Payment $2,758 $2,755 $3,465

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.