One or more photo(s) has been virtually staged. Call today to see this Home in the Gated Community of River Ridge Country Club. Enjoy maintenance Free living as the HOA takes care of ALL LAWN CARE, irrigation, reclaimed water & trash pick up. This home offers over 2300 square feet in this 3 Bedroom, 2 Bath, 2 Car Garage Home. From the moment you enter this warm inviting Foyer into the Living/ Dining combo you will fall in love and see the love and care the owner had for this home. This Open Floor plan offers an abundance of windows bringing in natural light, with vaulted ceilings and the large Family room opens to French doors leading the a 400 sq ft enclosed lanai with Hot tub and open to the Kitchen with Breakfast Nook, plenty of counter space and white cabinets and quartz countertops & Stainless steel appliances You will love the Owners Suite featuring a large Walk-In Closet and Ensuite Bath offering Dual Sinks, Step-in shower and tub. Two additional bedrooms share an updated bath with Ceramic Tile & shower. You will love the abundance of fruit trees - mangos, meyer lemon tree, grapefruit, banana, pineapple and more. . . . a tropical paradise. . . The new Ridge Road extension to SR 589 nearby, transforms commuting into a breeze, whether it’s for work, catching a flight, or spontaneous road trips. Low monthly HOA fee covers Lawn care, irrigation system, and reclaim water, trash pick up 2 times a week, Common areas and Security Gate. The Convenient location is unbeatable – right around the corner from schools , Publix, Restaurants, medical care, Starkey Wilderness Park, Sims Park, several Golf Courses and Beautiful Florida Beaches. Enjoy all the surrounding activities in Historic revitalized downtown New Port Richey or great Fishing at Cottee River Boat Launching Ramp. Watch the breathtaking Florida Sunset while you Dine at the Waterfront Restaurant's nearby. It doesn’t get much better than this! Book your appointment today!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,200 | $287,200 | $287,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $16 | $16 | $16 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,911 | $1,887 | $2,422 |
Total Monthly Payment | $2,002 | $1,978 | $2,513 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.