Welcome to this beautiful 4-bedroom, 2. 5 bathroom Colonial located at 26 Carston St, nestled in the heart of Selden. This charming home offers a perfect blend of comfort and convenience, situated in the highly sought-after Middle Country School District, known for its excellence. As you step inside, you'll be greeted by gleaming hardwood floors that flow seamlessly throughout the home. The spacious den, complete with a cozy fireplace, is perfect for relaxing evenings. The kitchen, fully equipped with all appliances, opens to a bright dining area, ideal for family gatherings. The first floor also features a convenient one-car garage and basement, offering ample storage space. This well-maintained property boasts numerous updates, including a new roof and a new oil burner. The exterior is equally impressive, with durable vinyl siding and a built-in 2 phase sprinkler system ensuring easy lawn maintenance. The private, fenced-in backyard is a true oasis that overlooks Bald Hill, featuring a deck perfect for outdoor entertaining. The location of this home is unbeatable. It's close to schools, shopping centers, and boutique shops, and just a short distance from the Ronkonkoma LIRR train station, making commuting a breeze. Markets and stores are also within easy reach, providing all the conveniences you need. Don't miss the opportunity to own this updated, move-in-ready home with low taxes!
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Our Executive Mortgage Banker:
Our Insurance Division:
$549,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,999 | $439,999 | $439,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $846 | $846 | $846 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,924 | $3,773 |
Total Monthly Payment | $3,865 | $3,862 | $4,711 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.