Welcome to this super sweet ranch style home that sits back from the road and features a composite front deck that leads you into the spacious living room with a picture window to allow the natural light to flow through. There is a primary bedroom and two additional bedrooms plus a hallway bathroom. The large Eat-in-Kitchen highlights a natural gas stove for cooking, refrigerator, microwave and dishwasher plus a built-in island to sit and enjoy your morning, afternoon and evening meals. A rear door from the kitchen leads to a 11X14 screened in composite deck overlooking the rear property with a detached two car garage that has a storage/work area - perfect for a car enthusiast. The garage has a HUGE walk up loft with its own side entrance - a fabulous place for storage with tremendous potential. The driveway can accomodate 6 plus cars. The home has a 10X12 garden shed, ADT unit, natural gas heat, central A/C, City water & City sewer. Walking distance to area restaurants, schools, daycare, Dutchess Community College plus a 4 minute commute to Marist College and the Culinary Institute of America along Rt-9 with its abundance of shopping and restaurants, plus a short easy commute to Metro North trains and the Mid Hudson bridge and the Walk Way over the Hudson River. This home is one level living at its best.
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Our Executive Mortgage Banker:
Our Insurance Division:
$282,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $225,600 | $225,600 | $225,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $691 | $691 | $691 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,371 | $1,351 | $1,783 |
Total Monthly Payment | $2,137 | $2,117 | $2,549 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.