ONLY 5 LOTS LEFT! Selling has begun in the New Palm Harbor Community, Estates at Eniswood located in the highly rated Palm Harbor School zone. Pre-Development opportunity to purchase a residential lot in a design and build, custom home community. The Estates at Eniswood is a small, private community consisting of 7 residential lots and is surrounded by Eniswood and Autumn Woods. Just minutes to the downtown Palm Harbor area, nearby to many parks, beaches, Tarpon Springs sponge docks, the Pinellas Trail, plus more! The subdivision plat was filed in January and the Developer has placed a completion bond with Pinellas County to guarantee development of the infrastructure which includes, the roads, underground public utilities (water/sewer/electric/natural gas) as approved by Pinellas County. Site Development will begin in Summer 2024. No flood insurance required. Buyer must use the Developer's "Designated Builder" and the minimum square footage to build is 2, 000 square feet of "living area". Seller has an active Florida Real Estate Broker License.
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Our Executive Mortgage Banker:
Our Insurance Division:
$300,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $240,000 | $240,000 | $240,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.802% | 5.990% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,557 | $1,537 | $1,993 |
Total Monthly Payment | $1,632 | $1,612 | $2,068 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.