**OWNER IS OFFERING A $5K CREDIT ON A FULL PRICE OFFER** Welcome to this stunning Sky II model home, perfectly situated on a premium lot with no neighbors behind in Candler Hills at On Top of the World. From the widened driveway and masonry blocks in the landscaping to the 7-zone irrigation system less than 3 years old, the exterior upgrades are just the beginning. Inside, you'll find corian countertops, crown molding, rounded corners, and a solar tube that adds natural light to the kitchen. Originally designed for handicap accessibility, the home features extra-large doorways and a spacious primary bathroom. Enjoy the Florida weather from the enclosed lanai with double-pane windows, and host gatherings in the vinyl-fenced backyard, complete with a doggy door for your furry friend. The garage has space for a golf cart, and the home boasts energy-efficient features like a thermal barrier in the attic and a solar-powered attic vent. Recent upgrades include AC and ductwork less than 6 years old, a water softener system installed in 2023, a roof that's only 2 years old and, a brand new water heater, a whole house generator and rain gutters. This home offers the perfect blend of comfort, style, and functionality, making it an ideal choice for your next move!
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $249 | $249 | $249 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,591 | $1,571 | $2,017 |
Total Monthly Payment | $1,915 | $1,895 | $2,341 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.