This 1500 square foot sun filled condo is an end unit “villa” with panoramic views on three sides located on a private cul-de-sac off El Conquistador Parkway. It is single story, one level…no stairs and no neighbors above, which is fully furnished and turnkey ready. You enter through a gated front courtyard with a large screened lanai and laundry. The roomy kitchen has a pass-through and plenty of storage. The large living room and dining area lead to a spacious enclosed back lanai that faces the gardens and has direct access to the pool and spa. Two generous bedrooms each have large walk-in closets and en-suite full baths. There is a covered carport and ample guest parking. The maintenance fee covers cable TV, internet, water/sewer/trash, community pool and spa, landscaping, exterior building and all common area maintenance. Valencia is a pet friendly community allowing one pet, no weight limit.
This roomy villa is situated in Valencia Gardens which is in the El Conquistador/IMG Golf and Country Club area. Bradenton is a peaceful unknown gem along the gulf coast of Florida just south of Tampa, with easy access to all the attractions that Florida has to offer from the Ringling Museum to Disney World. It is only a short drive to restaurants, supermarkets, the Bradenton/Sarasota airport and the IMG Academy. A 15 minute drive west and you are on Anna Maria Island with it’s white sandy beaches and beach front dining. A 25 minute drive south is St. Armand’s Circle in Sarasota for dining, up-scale shopping and cultural attractions. See why the residents here love to call Valencia Gardens their winter getaway or full time home.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.160% |
Monthly Tax Payment | $260 | $260 | $260 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,464 | $1,445 | $1,842 |
Total Monthly Payment | $1,799 | $1,780 | $2,177 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.