12405 3rd STREET E, #206, Treasure Island, FL, 33706 | $319,900

**PASSED ENGINEERING SURVEY** Welcome to your future coastal retreat! This cozy 2-bedroom, 2-bathroom condo, nestled in the heart of Treasure Island, offers a serene canal-front setting just moments from beautiful white sand, turquoise water Gulf beaches and the restaurants, shopping, and activities of John's Pass Village and Boardwalk. While this condo boasts an enviable location and picturesque vistas, it also presents a fantastic opportunity for you to make it your own with a bit of updating. The open concept living area and serene waterfront views offer a solid foundation for you to personalize this home to your taste. With direct canal access, you can enjoy coastal breezes and boat rides right from your backyard. Common areas include a dock, patio, and indoor kitchen area for socializing.
While many coastal towns have seasonal residents, the majority of homeowners in Treasure Island live here year round due to all that the surrounding area has to offer. Treasure Island is conveniently located near major highways and is just a short drive from St. Petersburg and Tampa, offering easy access to a larger city’s amenities and cultural attractions. Come see for yourself all that Capri Isle has to offer!

Features

  • Elevator: Y
  • Heating: Electric
  • Cooling: Central Air
  • Levels: 3
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside
  • Complex: CARAVEL 1 CONDO
  • Year Built: 1971
  • Common Charge: $947 Monthly
  • Approx Sq. Feet: 1,045
  • Est. Taxes: $4,681
  • Pet Policy: Yes
  • Appliances: Convection Oven, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: A4618945
  • Days on Market: 57 days
  • Website: https://www.raveis.com
    /prop/A4618945/124053rdstreete_treasureisland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/8/2024 5:09:28 AM)
Listing courtesy of KW SUNCOAST   Phone: 941-792-2000

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

12405 3rd STREET E, #206, Treasure Island, FL, 33706

$319,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $255,920 $255,920 $255,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.616% 7.055% 6.256%
Monthly Tax Payment $390 $390 $390
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,724 $1,681 $2,158
Total Monthly Payment $2,189 $2,146 $2,623

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.