Great place to live if you love the close distance to the bike path and walking to local shops with no HOA. You enter the home into the living room with easy access to the kitchen and dining room. All bedrooms and bathrooms are on one side of the house. The bathroom is a jack and jill style. The washer and dryer hookups are inside off the kitchen with a door to the outside entry. The backyard is large and fenced in, great for the family and animals with lots of space to run and play. The long driveway with a carport makes parking easy for guests. Carport has EV charging port ready for your electric car to plug in. No HOA so make this home as you want just watch the city bylaws if you have additional add-on changes. No carpet in the home for easy-to-clean floors. AC and handler were changed in 2018. Duck work for a cooler home and Door access area upgrades in 2022 Roof in 2021 with a 45-year life span per the insurance company. The yard has a well and irrigation hookup but has never been used as the property is hooked to the city's public utilities and has rainwater softer. Please ensure your realtor has a buyer form before making an apt to see.
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$330,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $264,000 | $264,000 | $264,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $188 | $188 | $188 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,756 | $1,755 | $2,264 |
Total Monthly Payment | $2,019 | $2,018 | $2,527 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.