100% FINANCING AVAILABLE!! CHECK THIS ONE OUT!! USDA Property. . . No down payment required! Come see this CHARMING block home located Orange City near the St. Johns River, local schools and Blue Springs State Park!! Split plan 3 bedroom/2 bath corner lot home with partial wooded lot and huge fenced large back yard with a paver courtyard and firepit! Seller has total pride of ownership! This home has a fully updated kitchen with beautiful cabinets, granite countertops, stainless steel appliances, and breakfast bar. Many upgrades to the home including new flooring and water softener system plus new roof installed in 2022 along with new solar system. Front entrance has a private enclosed porch to relax outdoors in the mornings & evenings. No HOA fees!! Bring your boat and park it on your property! Conveniently located with shopping, restaurant's & medical facilities close by with easy access to I-4, 417 & Sun Rail Train station. Solar panel system installed to cut down on utility bill with only a $98 monthly lease vs. the fluctuating high power bills during the summer and winter months. Definitely a must see to appreciate this GEM in Orange City which won't last long!!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$285,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $228,000 | $228,000 | $228,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $150 | $150 | $150 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,536 | $1,515 | $1,923 |
Total Monthly Payment | $1,761 | $1,740 | $2,148 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.