VA buyers welcome. Assumable VA loan at 2. 75%. Seller is offering a $10, 000 credit to Buyer for updates. Located in the highly sought-after Brandon area, this 1, 790 sq ft, 4-bedroom, 2-bath pool home offers an array of features and recent upgrades. The 4th bedroom has a separate exterior entrance and polished epoxy-sealed floors, making it an ideal option for entertainment space by the pool. Additional living spaces include a family room and a separate dining area. The kitchen is equipped with a side-by-side stainless steel refrigerator, a flat-top cooking surface with a side-load oven, and is wired to add a dishwasher and garbage disposal. The property features a screened-in pool, an open BBQ patio with power, and two storage sheds, one of which is a workshop with power. Both bathrooms and the owner's suite have been recently remodeled. Other upgrades include refinished terrazzo floors, accent walls, a new water heater (installed in November 2023), a new HVAC system (installed in December 2023), new baseboards throughout most of the home, a newer pressure tank and plumbing for the well (installed in July 2023) and all plumbing fixtures have been replaced. This home also boasts double-pane windows, sliders with built-in privacy blinds, an inside laundry room, a large storage closet in the 4th bedroom, an owned security system, and a large fenced backyard perfect for entertaining guests. It features a septic system and a well, eliminating monthly utility bills. There is also the potential to add a third bathroom by converting the large storage closet in the 4th bedroom and utilizing the adjacent laundry room for plumbing access. The 2-car carport is attached and can be easily enclosed for additional garage space. This fabulous location offers easy access to Tampa, Orlando, TPA (Tampa International Airport), and MacDill AFB. It is conveniently close to shopping, dining, and entertainment, with no HOA restrictions and no flood zone. There is ample space to park your RVs, motorcycles, and boats. Call today to schedule a tour of this amazing property!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $259 | $259 | $259 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,262 | $2,260 | $2,867 |
Total Monthly Payment | $2,596 | $2,594 | $3,201 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.